THE HOME BUYING PROCESS

Buyers

Buying a home is an exciting and personalized experience. As a local expertlocal experts, you can rely on meus to guide you through the process so you can feel confident each step of the way.

LEARN MORE ABOUT BUYING A HOME

Explore The Home Buying Process

Start your journey to homeownership with myour step-by-step guide. I willWe will advise you through each step, from assesing your buying power to the final walkthrough. MyOur strategic approach will ensure you're equiped to make informed decisions for a successful and rewarding home purchase.

01—

Buyer Consultation

First, we will connect for an initial consultation to discuss what you are looking for in your next home so I can help guide your search.

02—

Buyer Representation Agreement

We will establish a mutual business agreement. This document is designed to increase transparency by laying out my obligations to you, in addition to details on term length, compensation, termination, exclusivity, representation, and property criteria. Once we are both aligned with the terms of the agreement, you will be asked to sign before I can show you or send you any properties.

03—

Get Pre-Approved

If you are obtaining fi nancing, getting a pre-approval letter from a lender before submitting an offer is important because it shows you are more likely to meet the proposed settlement date. A pre-approval letter and a good faith estimate from a lender will also give you insight into the projected down payment, closing costs, and expected monthly payment.

04—

Find Properties That Meet Your Criteria

Using the Compass CMA tool, I will run market analyses on comparable properties in the area to give you a clear understanding of current market value. Together, we will identify your ideal home's location and amenities, and attend open houses in a range of areas. I will listen to your continued feedback and activate a 'collection,' or specialized search for properties as they hit the market until we fi nd a home you love.

05—

Submit and Negotiate Offer

Once we find the right home, we will collaborate on a competitive offer. The offer is an agreement to pay a certain price for the home if accepted and may include other terms, such as whether you are waiving any contingencies or in how many days you are willing to close. It is my job to guide you through the decision-making process to ensure you are confident with our offer.

06—

Sign Contract

Your contract is the agreement between you and the seller to purchase the property for a specifi c price. Also defi ned in the contract of sale is the settlement company, date of settlement, and earnest money deposit amount.

If required, an Escrow Deposit is the amount of money that the buyer will put in an escrow in good faith to demonstrate to the Seller that they are serious about purchasing the property. The money will only be deposited if the contract is signed and agreed by both parties.

07—

Home Inspection, Disclosures, Reports, and Repairs

It is my responsibility to coordinate all desired home inspections within the agreed timeline and contractual contingencies. We will also review and discuss the disclosures and preliminary title report. You may approve or negotiate credits and/or repairs. Prior to closing, remember to schedule a fi nal walk-through of the property to verify property is still in acceptable condition and any negotiated repairs were done.

08—

Loan Application and Appraisal

If you are obtaining financing, your lender will let you know the list of financial documents necessary to provide to the lender, including a couple months of bank statements, tax records, pay stubs etc. Typically, you will have a mortgage contingency of the agreed upon length to obtain a mortgage commitment. Once your lender has all of your documents, they will review them and issue a Clear-to-Close, which means your loan is complete and the file will be sent to the title company for closing. Your lender will have an appraisal done on the property.

09—

Closing

Congratulations! You are now a homeowner. Welcome home!

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Moving Checklist

Make planning your move effortless with myour Moving Checklist, your essential guide to a successful move. From getting organized two months before moving day, to packing, updating personal records, and final home preparations, this complete guide is designed to keep your move on track and stress-free.